Accept payments without all the strings attached.

Through an exclusive partnership with Approval Payment Solutions, Inc. Southwest Indiana Chamber members have the opportunity to take advantage of payment processing solutions that are more efficient and profitable.

SIGN UP & GET STARTED WITH APS>

 Gold Package  Platinum Package
Best Suited for: New businesses looking for simplicity; businesses under $100K in annual card processing Established businesses; businesses over $100K in annual volume, businesses looking for savings over simplicity to read
Sign-Up Fee: $0 ($125 savings) $0 ($125 savings)
Monthly On-File Fee: $10 (save $5) $10 (save $5)
Durbin Debit: 0.55% Network fees + 0.20%
Qualified Debit Sales: 1.19% Network fees plus 0.20%
Qualified Credit Sales: 1.69% Network fees plus 0.20%
Qualified Rewards Sales: 1.92% Network fees plus 0.20%
Partial Qualified Sales: 2.25% Network fees plus 0.20%
Non-Qualified Sales: 3.19% Network fees plus 0.20%
American Express Sales: Ask for quote Network fees plus 0.40%
Authorizations: $0.10 + network costs $0.10 + network costs
Other Network Fees: At cost At cost
Your Approximate Monthly Budget: $10 + 2.25% to 2.75% of sales $10 + 2% to 2.5% of sales

Why process with Approval Payment Solutions (APS)?
  • Local highly-educated payment processing professionals
  • Locally owned and operated with value-driven corporate leadership, a nationwide reputation, and customer base, as well as a fellow Southwest Indiana Chamber member
  • Interchange optimization and managements; teaching you how to qualify for the best possible rates from the card associations
  • Pre-negotiated rates and no long-term contracts or cancellation penalties
  • Transparent pricing model and no unjustified cost increases
  • Secure and most recent technological innovations – APS provides a wide array of customer reporting tools including mobile and Internet enabled reporting options
  • Discounts on ancillary products & services
  • Same day approval process – start processing payments quickly and easily
  • Superior merchant support – domestically-based 24/7/365 customer service and support
  • APS has never suffered a data security breach

Approval Payment Solutions, Inc. (APS) provides:
  • Processing for all major credit and debit cards
  • Quick and seamless startup
  • Experienced call center specialists
  • Help desk support, located domestically, available 24/7/365
  • Countertop terminals/electronic cash registers
  • Smart phone applications
  • Web-based products
  • Convenient access to transaction detail via mobile app or web-based portal
  • Security for card acceptance and cardholder data
  • Next day funding in most cases
Learn more:

Visa, MasterCard, Discover, American Express | More info
JCB and Fleet Cards | More info
Debit Card Processing | More info
Mobile Solutions | More info
Web-based Solutions | More info
Tablet-based Solutions | More info
Gift Cards | More info
Online Reporting Portal | More info
Security Solutions | More info


  • Visa, MasterCard, Discover, American Express
    • Transaction authorization and settlement
    • Quick and reliable payment to your financial institution
    • Chargeback and retrieval handling
    • 24/7 customer support

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  • JCB and Fleet Cards
    • Transaction processing

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  • Debit Card Processing
    • Authorization and payment of PIN-based debit transactions

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  • Mobile Solutions
    • Power of card payment directly from your smart phone
    • Available through any wireless provider
    • Card swipe capability for secure transactions

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  • Web-based Solutions
    • Internet-based, real-time credit and debit payment application
    • Manage Internet, telephone, and face-to-face transactions
    • Integrate your website to offer online shopping to your customers

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  • Tablet-based Solutions
    • Targeted marketing platform including email marketing and social media
    • Multi-store capabilities to manage items, categories, and employees
    • POS time and attendance capabilities
    • Advanced back-office tool for reporting and analytics on customers, products, and employees
    • Alerts and performance monitoring capabilities
    • Secure POS mobility, backed by a PCI-compliant payment gateway

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  • Gift Cards
    • Ability to track usage and offer rewards
    • Encourage repeat customers

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  • Online Reporting Portal
    • Transaction detail and payment summaries
    • Retrieval and chargeback data
    • Current and historical statement information

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  • Security Solutions
    • PCI compliance and validation support
    • Enhanced security solutions to help protect your business

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